Start Investing Early

 

If you don’t plan, going to college could mean going broke. Start early, be consistent, take advantage of benefits now and have your future student in a good place for their future. 

 

School Tuition Will Cost

Cost of School Tuition

Estimated 2030 tuition1

 

The Scholars Choice 529 Program provides a flexible, affordable and easy-to-use option with proven results. Scholars Choice is a plan you can be confident in. Highly ranked by savingforcollege.com, our plan offers active management, a wide variety of investment options, low fees and competitive pricing.2

 

Who Can Save for college

Who Can Save?

Anyone can save — a parent, student, uncle/aunt or grandparent. Designate the beneficiary now, or change the beneficiary down the road. Use savings for yourself. You’re in complete control.

 

Setting Your Goals for college savings

Setting Your Savings Goals

All or part? Do your best. You may not have to cover the whole education, so there are ways to piece together tuition and attendance costs.

You will need to:

Savings takes time to grow - the sooner you begin, the faster savings can grow. To illustrate how much difference when you start can make, visit our Cost of Waiting College Savings Calculator

 

Your 529 in Action

Your 529 in Action

Today — from tax advantages to education expenses — you can enjoy immediate benefits of 529 investing. Automatic enrollment and multi-fund allocation choices will help you meet your timeline while catering to your unique investment style.

When the day comes, and your scholar is set to take their next step, your financial advisor can help you determine the best way to withdraw and utilize funds.

 


Paying for College:
Where the Money Will Come From


How much should you save? Everyone is different, and you can calculate potential education costs using our College Savings Planner. You can also find the current cost of attendance on the website of most colleges. Tuition is rising faster than inflation and faster than most salaries.

 

College Funding Pyramid
 

College Funding Pyramid

 

When it comes to paying for college, you should anticipate money coming from loans, scholarships, grants, and work-study programs. Having more savings when the time comes means having less dependency on other funding sources. For more information on the in's and out's of funding education read How to Pay For College.


Have a Plan, and a Savings Goal


Our Cost of Education Projector can help you estimate what college is likely to cost when your child is ready to attend. Once you’ve determined how much school could cost, work with a trusted financial advisor to determine how much to save and how much you will contribute — will the child pay for their own school, will you help as best you can, or do you want to pay for it all? Together you can set your savings goals, create a schedule and choose your savings vehicles.

 

 

 

Get Started Today


Take three simple steps toward acheiving your investment goals. 
Our products cover a variety of strategies for diverse investment needs.

 

STEP 1

Download our Scholars Choice New Account Application Form.

STEP 2

Review Scholars Choice Product Overview materials and investment options.

STEP 3

Provide your completed account application to your financial advisor.

 

 

 

1 For a private university - https://www.cnbc.com/id/47565202

2 Sources: As of 6/30/18; Strategic Insight “529 College Savings Quarterly Fee Analysis – Second Quarter 2018; savingforcollege.com
 

All investments involve risk, including loss of principal. Past performance is no guarantee of future results.

IMPORTANT INFORMATION: An investor should consider the Program's investment objectives, risks, charges and expenses before investing. The Program Disclosure Statement, which contains more information, should be read carefully before investing. If an investor and/or an investor's beneficiary are not Colorado taxpayers, they should consider before investing whether their home states offer 529 plans that provide state tax and other benefits benefits such as financial aid, scholarship funds, and protection from creditors that are only available to state taxpayers investing in such plans.

Investments in the Scholars Choice College Savings Program are not insured by the FDIC or any other government agency and are not deposits or other obligations of any depository institution.  Investments are not guaranteed by the State of Colorado, CollegeInvest, QS Investors, LLC, Legg Mason Investor Services, LLC, or Legg Mason, Inc., or its affiliates and are subject to risks, including loss of principal amount invested.

Legg Mason, Inc., its affiliates, and its employees are not in the business of providing tax or legal advice to taxpayers. These materials and any tax-related statements are not intended or written to be used, and cannot be used or relied upon, by any such taxpayer for the purpose of avoiding tax penalties or complying with any applicable tax laws or regulations. Tax-related statements, if any, may have been written in connection with the “promotion or marketing” of the transaction(s) or matter(s) addressed by these materials, to the extent allowed by applicable law. Any such taxpayer should seek advice based on the taxpayer’s particular circumstances from an independent tax advisor.

Scholars Choice® is a registered service mark of CollegeInvest. CollegeInvest and the CollegeInvest logo are registered trademarks.  Administered and issued by CollegeInvest, State of Colorado. QS Investors, LLC is the Investment Manager and Legg Mason Investor Services, LLC is the primary distributor of interests in the Program; together they serve as Manager of the Program.  QS Investors, LLC, ClearBridge Investments, LLC, Brandywine Global Investment Management, LLC, Western Asset Management Company, and Legg Mason Investor Services, LLC are Legg Mason, Inc. affiliates. Thornburg Investment Management, Inc. and Templeton Global Advisors Limited are not affiliated with Legg Mason, Inc.

Audited financial statements for the Scholars Choice® College Savings Program, including balance sheets, income statements, cash flow statements, and the Management's Discussion and Analysis (MDA), may be viewed at https://www.collegeinvest.org/about-us/financial-statements or a hard copy may be obtained by calling Scholars Choice at 1-888-572-4652.