Start Investing Early


If financing a college education is in your future, you should be pursuing an effective way to save. Set your goals, start early, save consistently and take advantage of benefits. Let us help you plan a solid savings footing. 


Average College Tuition & Fees 

Cost of School Tuition

Source Article: 5 Small Moves that Will Save Big on College Costs, August 2019 


The Scholars Choice 529 Program provides a flexible, affordable and easy-to-use option with proven results. Scholars Choice is a plan you can be confident in. Our plan offers active management, a wide variety of investment options, low fees and competitive pricing.1


Who Can Save for college

Who Can Save?

Anyone can save — a parent, student, uncle/aunt or grandparent. Designate the beneficiary now, or change the beneficiary down the road. Use savings for yourself. You’re in complete control.


Setting Your Goals for college savings

Setting Your Savings Goals

All or part? Do your best. You may not have to cover the whole education, so there are ways to piece together tuition and attendance costs.

You will need to:

  • Consider tuition requirements
  • Decide how much you want to contribute
  • Compare Savings Vehicles
  • Determine goals with our College Savings Planner

Savings takes time to grow - the sooner you begin, the faster savings can grow. To illustrate how much difference when you start can make, visit our Cost of Waiting College Savings Calculator


Your 529 in Action

Your 529 in Action

Today — from tax advantages to education expenses — you can enjoy immediate benefits of 529 investing. Automatic enrollment and multi-fund allocation choices will help you meet your timeline while catering to your unique investment style.

When the day comes, and your scholar is set to take their next step, your financial advisor can help you determine the best way to withdraw and utilize funds.


Paying for College:
Where the Money Will Come From

How much should you save? Everyone is different, and you can calculate potential education costs using our College Savings Planner. You can also find the current cost of attendance on the website of most colleges. Tuition is rising faster than inflation and faster than most salaries.


College Funding Pyramid

College Funding Pyramid


When it comes to paying for college, you should anticipate money coming from loans, scholarships, grants, and work-study programs. Having more savings when the time comes means having less dependency on other funding sources. For more information on the in's and out's of funding education read How to Pay For College.

Have a Plan, and a Savings Goal

Our Cost of Education Projector can help you estimate what college is likely to cost when your child is ready to attend. Once you’ve determined how much school could cost, work with a trusted financial advisor to determine how much to save and how much you will contribute — will the child pay for their own school, will you help as best you can, or do you want to pay for it all? Together you can set your savings goals, create a schedule and choose your savings vehicles.



Scholars Choice College Savings Program


529 Topics

Tools and Calculators

Popular Forms

Featured Literature


Get Started Today

Take three simple steps toward achieving your investment goals. 
Our products cover a variety of strategies for diverse investment needs.



Download our Scholars Choice Enrollment Form.


Review Scholars Choice Product Overview materials and investment options.


Provide your completed application to your financial advisor.



1Source: ISS Market Intelligence “529 College Savings Quarterly Fee Analysis – Second Quarter 2020

All investments involve risk, including loss of principal. Past performance is no guarantee of future results.

IMPORTANT INFORMATION: An investor should consider the Program's investment objectives, risks, charges and expenses before investing. The Program Disclosure Statement and Participation Agreement contains more information and should be read carefully before investing. If an investor and/or an investor's beneficiary are not Colorado taxpayers, they should consider before investing whether their home states offer 529 plans that provide state tax and other benefits benefits such as financial aid, scholarship funds, and protection from creditors that are only available to state taxpayers investing in such plans.

Investments in the Scholars Choice College Savings Program are not insured by the FDIC or any other government agency and are not deposits or other obligations of any depository institution.  Investments are not guaranteed by the State of Colorado, CollegeInvest, QS Investors, LLC, Legg Mason Investor Services, LLC, or Franklin Resources, Inc., or its affiliates and are subject to risks, including loss of principal amount invested.

Franklin Resources, Inc., its affiliates, and its employees are not in the business of providing tax or legal advice to taxpayers. These materials and any tax-related statements are not intended or written to be used, and cannot be used or relied upon, by any such taxpayer for the purpose of avoiding tax penalties or complying with any applicable tax laws or regulations. Tax-related statements, if any, may have been written in connection with the “promotion or marketing” of the transaction(s) or matter(s) addressed by these materials, to the extent allowed by applicable law. Any such taxpayer should seek advice based on the taxpayer’s particular circumstances from an independent tax advisor.

Scholars Choice® is a registered service mark of CollegeInvest. CollegeInvest and the CollegeInvest logo are registered trademarks. Administered and issued by CollegeInvest, State of Colorado. QS Investors, LLC is the Investment Manager and Legg Mason Investor Services, LLC is the primary distributor of interests in the Program; together they serve as Manager of the Program. QS Investors, LLC, ClearBridge Investments, LLC, Brandywine Global Investment Management, LLC, Western Asset Management Company, and Legg Mason Investor Services, LLC are subsidiaries of Franklin Resources, Inc. Such entities became subsidiaries of Franklin Resources, Inc. in connection with Franklin Resources, Inc.’s acquisition of Legg Mason, Inc. in a transaction that closed on July 31, 2020. Templeton Global Advisors Limited, which is part of Franklin Templeton Investments, is also an affiliate of Franklin Resources, Inc. Thornburg Investment Management, Inc. is not affiliated with Franklin Resources, Inc.

Audited financial statements for the Scholars Choice® College Savings Program, including balance sheets, income statements, cash flow statements, and the Management's Discussion and Analysis (MDA), may be viewed at or a hard copy may be obtained by calling Scholars Choice at 1-888-572-4652.

CollegeInvest -- a division of the Colorado Department of Higher Education, which oversees the Colorado-sponsored 529 college savings programs -- has decided to retain TIAA-CREF Tuition Financing, Inc. (“TFI”) as the successor program manager for Scholars Choice.  TFI intends to utilize funds managed by Nuveen, an investment manager affiliate of TFI, in managing Scholars Choice portfolios.   Legg Mason, through its subsidiaries QS Investors, LLC and Legg Mason Investor Services, LLC, will work with TFI to transfer program assets, records, and management responsibilities while continuing to provide services under the terms of the services agreement on a transition basis, until such time as the transfer is completed.   The goal of the parties is to complete the transfer in or about June 2021.