A Series of Target Date Collective Investment Funds


RETIREMENT INVESTING SIMPLIFIED

You can take the quickest path through retirement-investing considerations with our 401(k) Roadmap Funds. Our series of target-date collective funds – sponsored and maintained by Hand Benefits & Trust Company – are designed to provide investors with a streamlined planning choice based upon their expected retirement year.

 

Managing downside risks

One strong consideration of the 401(k) Roadmap Funds is asset protection for participants nearing the “golden” years of retirement if markets undergo a major pullback. Just before retirement, there is little time for an investor to make up for lost ground. The dynamic risk management feature seeks to address the concerns of participants at or near retirement.

 

Dynamic risk management1

The Fund’s dynamic rebalancing period is the fi ve-year period before and the five-year period after the Fund’s target retirement date.

 


1 Fund’s dynamic rebalancing period is the five-year period before and the five-year period after the Fund’s target retirement date. There is no guarantee that the Dynamic Risk Management strategy will work. Investors should evaluate their ability to invest for the long term, especially during periods of downturn in the markets. In addition, while a Fund seeks to reduce volatility during its dynamic rebalancing period, such Fund may not achieve its goals.
 


Related Resources

Product Pitchbook

Product Pitchbook - 401(k) Roadmap Funds

Detailed presentation describing the suite of 401(k) Roadmap Funds including an overview of the investment strategy and the key benefits.


All investments involve risk, including loss of principal. Past performance is no guarantee of future results. Please see each product’s webpage for specific details regarding investment objective, risks associated with hedge funds, alternative investments and other risks, performance and other important information. Review this information carefully before you make any investment decision.