Accessing Investor Education
We offer a continuum of investor education materials, from overviews of basic investment principles to more in-depth discussions of specific products and strategies.
Understanding the fundamentals of investing, including investment strategies and vehicles, will help investors make more informed decisions. Financial professionals can help their clients start and continue that education with our library of programs, featuring easy-to-follow language, illustrative charts and real-life examples.
The Investor Education resources are divided into two categories: Investing Principles and Investing Vehicles.
Materials to help investors learn the best practices of investing, and the reasons behind them.
The Rewards of Long – Term Investing
Pulling money out of equities in down periods could reduce long-term return- missing even a few trading days could mean missing some of the market’s biggest gains.
Tax Wise: The Power of Tax – Deferred Investing
A long-term approach of utilizing a full range of tax-deferred investment options available could provide a powerful way to drive long-term growth.
Are You Looking for More in Your Retirement-pdf
The year in which you retire can have a dramatic impact on your savings – retiring into a down market could mean running out of money sooner than you think.
Resources for investors seeking information on specific investment options.
Low Cost Tax Advantages Retirement Savings
An Investment-Only Variable Annuity (IOVA) can help keep costs down while harnessing the power of tax deferral.
A brochure outlining rates (and how they affect duration), risk and ratings when it comes to understanding bonds. Includes information about the specific types of risk to consider when investing.
The Municipal Advantage - The Benefits of Municipal Bonds
A brochure indicating the important advantages of municipal bonds to investors. Includes tax-exempt bond yields compared with taxable equivalent yields.
SMAs - A Guide to Separately Managed Accounts-pdf
This guide to understanding Separately Managed Accounts includes how the accounts work, who can benefit from them, and the difference between an SMA and a mutual fund.
Advantages of a 401(k) Plan-pdf
Explains the potential benefits of a 401(k) plan, eligibility requirements, and the advantages of tax-deferred accounts.
Advantages of a
Explains how 403(b)(7) accounts can help employees reduce current taxes while saving for retirement. Includes eligibility requirements, investment options, contribution limits and a discussion on the power of tax deferral.
Advantages of a SIMPLE
Outlines the advantages of a Savings Incentive Match Plan for Employees (SIMPLE) IRA, including payroll deduction feature, tax benefits and administrative ease.
Advantages of a SEP
Explains the advantages of a Simplified Employee Pension (SEP) IRA Plan for small-business employees and self-employed individuals.
Which Type of IRA
Is Right for You Spanish- pdf
Compares the strengths and limitations of a Traditional IRA versus a Roth IRA, including information about deductions and contribution limits - in Spanish.
Which Type of IRA Is
Right for Your Business- pdf
Compares SEP IRA plans with SIMPLE IRA plans, explaining factors such as corporate eligibility rules, coverage requirements, contribution limits and other specifications.
All investments involve risk, including loss of principal. Past performance is no guarantee of future results. Please see each product’s web page for specific details regarding investment objective, risks, performance and other important information. Review this information carefully before you make any investment decision.
The Advisor Partnership Program (TAPP)®, Our Experience. Your Potential®, ACES®, ACES — Advisor Commitment to Education and Service®, and Retirement Reimagined® are registered trademarks of Legg Mason Investor Services, LLC.