Terms & Conditions
Dated 22 February 2016
Terms and Conditions of Use
Please read carefully these Terms and Conditions of Use (these "Terms") relating to access and use of this website. By clicking "accept" at the bottom of this page, you confirm that you agree to these Terms. If you do not agree to be bound by or comply with these Terms, please do not access or use this website. The information on this website is intended solely for use by Singapore residents and by proceeding you are representing and warranting that you are either resident in Singapore or the applicable laws and regulations of your jurisdiction allow you to access the information on this website.
This website is owned and operated by Legg Mason Asset Management Singapore Pte. Limited ("LMAMS"). LMAMS is regulated by the Monetary Authority of Singapore and is an approved fund management company under the Central Provident Fund Investment Scheme (CPFIS). LMAMS is also a member of the Investment Management Association of Singapore (IMAS).
LMAMS reserves the right, in its sole discretion, to change, modify, add to, or remove portions of these Terms and/or content of this website at any time without notice to website users. You must check these Terms periodically for changes. Any changes, modifications, or additions to, or deletions from these Terms shall be notified to you by, and effective upon, posting on this website. You agree that such notification of changes shall be sufficient notice for the purpose of this clause. If you use this website after we post changes to the Terms, you are deemed to have accepted the Terms as changed. If you do not agree to be bound by the changes, you shall immediately cease all access and/or use of this website. LMAMS expressly reserves the right to monitor any use of this website.
You agree:- (i) to comply with all the notices, guidelines, rules and instructions pertaining to the use of the website as issued by LMAMS from time to time and/or made available at this website, including all specific terms and conditions governing use of specific aspects of the website set out in any additional terms and conditions; (ii) to abide by all applicable laws and regulations in your use of the website; (iii) not to impersonate any person or entity or to falsely state or otherwise misrepresent your affiliation with any person or entity; (iv) not to upload or distribute in any way files that contain viruses, corrupted files or any other similar software, programs, macros or files that may impair or damage the operation of another's computer or handset; and (v) not to post, promote or transmit through the website any unlawful, harassing, libellous, harmful, vulgar, obscene or otherwise objectionable material of any kind or nature.
The information provided on this website is not intended for distribution to, or use by, any person or entity in the United States, or any jurisdiction or country where such distribution or use would be contrary to law or regulation, or which would subject LMAMS and its affiliates (collectively hereafter "Legg Mason") or any of Legg Mason's funds, products or services to any registration requirement within such jurisdiction or country. If you choose to access this website from a location outside Singapore, you do so on your own initiative, and you are responsible for compliance with any applicable local laws.
All copyrights, trademarks, logos, service marks, trade names, or other intellectual property displayed on, or used in conjunction with, this website are proprietary to Legg Mason, unless otherwise indicated. All intellectual property and proprietary rights in the content, including but not limited to text, software, code, scripts, webpages, music, sound, photographs, video, graphics, graphical user interface, forms, diagrams or other material contained in the website belong to Legg Mason or the applicable third party service provider unless otherwise indicated. Legg Mason reserves all rights with respect to intellectual property ownership of all material on this website, and will enforce such rights to the full extent permissible by law. The material accessible on or through this website is made available for personal browsing and printing purposes only. You may access material displayed on this website for your non-commercial use only provided that you also retain all copyright and other proprietary notices contained on the materials. Users of this website may not otherwise:
- copy, reproduce, modify, sell, republish, post, transmit, or distribute in any way material from this website without the express, written permission of Legg Mason;
- use, copy, modify, or display any Legg Mason name, logo, text, or graphic image without Legg Mason's express, written permission;
- display any of the pages, text, images, or other content of this website using "framing" technology without Legg Mason's express written permission;
- use or reproduce the pages, text, images, or other content from this website for any purpose other than browsing or printing for personal, non-commercial use only;
- take any action to create an impression of affiliation, sponsorship, or endorsement between any user and/or website and Legg Mason;
- insert a hyperlink to this website (or any part thereof) on any other website or webpage or "mirror" any material contained on this website on any other server or establish and/or maintain, on any website or webpage, any in-links, frame-links and/or any other type of hyperlinks to this website or any part thereof.
The contents on this website are for information only and without consideration given to the specific investment objective, financial situation and particular needs of any particular person and Legg Mason does not make any representation that the securities, investment products or services referred to, discussed on, or accessible through, this website are suitable for any particular investor. You should consider whether the security, investment product or service in question is suitable for you and may wish to seek professional advice before making a commitment to invest in any such security, investment product or to engage such service.
The contents on this website is not and should not be construed as being an offer to sell or a solicitation of an offer to buy any security or investment product that may be referred to, discussed on, or accessible through this website. Nor does this website constitute an offering or recommendation by Legg Mason of any security, investment product, investment management service, or advisory service. Legg Mason does not provide and should not be construed as providing investment advice, tax advice, or legal advice through this website, and you agree that this website will not be used by you for such purposes. You acknowledge that any requests that may be made by you for information on any security, investment product or service are unsolicited, and the provision of any information through this website shall not constitute or be considered investment advice, or an offer to sell, or a solicitation of an offer to buy any security, investment product or service.
Any forecasts or opinions set out on this website are Legg Mason's own as at the date of the relevant document and may change without notice and should not be regarded as a guarantee or indication of future or likely performance of the subject matter in question. Whilst Legg Mason believes that the information provided on this website is correct at the date of production, no warranty or representation is given to this effect and Legg Mason expressly disclaims liability for errors or omissions in such information. No reliance may be placed for any purpose on the information and opinions provided on this website or the accuracy or completeness thereof and no responsibility can be accepted by Legg Mason to anyone for any action taken on the basis of such information or opinions.
An offer of units in the funds referenced in this website may only be made in or accompanied by a prospectus in respect of such offer. The information and materials set out in this website is not to be taken as a substitute for the prospectus of the relevant fund and you are advised to read the relevant prospectus (which are available and may be obtained from Legg Mason or any of its authorised distributors before applying for units in any collective investment scheme.
The value of units in the funds and the income accruing to the units, if any, may fall or rise. Past performance is not necessarily indicative of future performance. You should be aware that investment in any fund involves financial risk and you may not get back the principal amount invested. Depending on your currency of reference, factors including but not limited to currency fluctuations may adversely affect the value of your investments and the income accruing there from.
Use of Email
The security of electronic mail sent through the Internet is not guaranteed. Do not send sensitive or confidential information to us via electronic mail. Delivery, and timely delivery, of electronic mail is also not guaranteed. Legg Mason therefore recommends that you do not send time-sensitive or action-oriented messages to us via electronic mail. Legg Mason may not, and is not obliged to, process your requests, orders, or instructions until Legg Mason can confirm your instructions or obtain appropriate written documentation where it deems necessary.
Legg Mason shall not be under any obligation whatsoever, express or implied, to reply to unsolicited correspondence, communications or email or to acknowledge receipt of the same.
Privacy and Data Protection
Your privacy is very important to Legg Mason. To the extent any information you provide or which we obtain from this website constitutes personal data, we have set procedures for the use of that information.
You agree that all information and/or particulars sent or submitted by you through the website is non-confidential and non-proprietary unless otherwise expressly indicated by you. You acknowledge that Legg Mason, its directors, officers, employees, contractors and agents shall not be subject to any confidentiality obligations in respect of any such information and/or particulars and you agree that Legg Mason, its directors, officers, employees, contractors and agents may, and you hereby authorise each of them to, use and to disclose such information to any person (including without limitation any third party service provider) in connection with Legg Mason's internal business purposes.
Without prejudice to the generality of the foregoing, you consent to the processing by Legg Mason of the personal data submitted by you through the website and/or created in the course of the business relationship with Legg Mason, and to the transmission of such personal data to other companies within the Legg Mason (by the internet or otherwise) for purposes connected with marketing and customer administration. If you do not wish your information to be used in this way, you should advise Legg Mason by e-mail or in writing to the Data Protection Officer.
Data Protection Officer
Legg Mason does not warrant this website for any particular purpose. It is provided "as is" and on an "as available" basis. Legg Mason disclaims, to the fullest extent of the law, any warranty of any kind, whether statutory, express or implied, as to any information, materials, content or matter provided at or through this website or otherwise relating to this website, including without limitation the implied warranties of merchantability, fitness for a particular purpose, non-infringement of third party rights, or freedom from computer virus or other malicious destruction or corrupting code, agent, program or macros. Use of this website is at your own risk.
Legg Mason and its directors, officers, or employees will not be liable or have any responsibility of any kind for any loss or damage that you incur arising from or in connection with:
- any delay, termination, failure, defect, or interruption in the transmission of this website;
- any inaccuracy, error, unavailability, or incompleteness in the transmission of this website;
- any termination or interruption of your access to this website;
- your reliance on or use of this website;
- any e-mail requests, orders, or instructions you send, or the interception by third parties of any requests, orders, or instructions you send via e-mail;
- any act or omission of Legg Mason in making this website available to you; or
- any other cause relating to your access to or use of this website, whether or not the circumstances giving rise to such cause may have been within the control of Legg Mason or within the control of any other party providing software or services support for this website.
Legg Mason does not warrant that this website, or the functions contained in this website, will be uninterrupted or error-free, that defects will be corrected, or that this website, or the servers that make it available, are free from viruses or other harmful components. You assume the entire cost of any necessary servicing, repairing, or correcting of your property or operations as a result of using this website. You accept at your own risk that the Internet or other online communications medium may not perform as intended as a result of human, mechanical, or other error, despite the efforts of Legg Mason, you, or any third party.
In no event will Legg Mason or its directors, officers, or employees be liable to you for any direct, indirect, special, consequential, or incidental damages related in any way to your use of this website, even if: (a) such damages are reasonably foreseeable; or (b) Legg Mason or any other party has been advised of the possibility of such damages.