Education

Beyond the Basics

Investor education is an important priority at Legg Mason. Through The Advisor Partnership Program (TAPP)^SM, we offer a broad range of comprehensive educational programs to help educate investors. Below are some of the key issues we have targeted that sophisticated investors are facing today.

1. Long-term investing—Many investors find it difficult to focus on long-term goals in today's volatile markets. Rather than trying to pick short-term winners, it's better to work with your financial advisor to build a comprehensive asset allocation strategy that fits your individual investment goals and risk tolerance.

2. Fixed-income investing—Today's global bond market offers more opportunities than ever before - everything from inflation-linked bonds to emerging-market bonds denominated in local currencies. As the fixed-income universe becomes more sophisticated, it's critical to understand the different opportunities and risks within this important asset class.

3. Education savings—The cost of college tuition is rising faster than the rate of inflation. Will you have enough saved by the time your loved one is ready for college? There are many different options available to help maximize your savings, from 529 college savings plans to Coverdell Education Savings Accounts.

4. Alternative investments—Many investors familiar with the traditional asset classes of cash, equities and fixed income are less knowledgeable about the variety of alternative investments available today. For qualified investors who are willing to take on additional risk, alternative investments can complement core holdings in a balanced portfolio. Alternative investments are speculative and involve substantial risk.

Featured Investor Education Program:

SMAs can offer high-net-worth investors access to individualized portfolios, professional management oversight, tax efficiency¹ and many other potential benefits. Of course, separately managed accounts may not be suitable for all investors. Talk to your financial advisor to discuss any limitations or risks associated with investing in a separately managed account.
Understanding Separately Managed Accounts (PDF)
Is an SMA Right For You? Take Our Quiz.

More Education Resources:

Retirement Investing with Legg Mason
Taking the Long-Term View Brochure (PDF)
Keep Your Focus: Put Time On Your Side Sales Idea (PDF)
The Rewards of Long-Term Investing (PDF)
Understanding Fixed Income (PDF)
Five Steps to Successful Saving: How to Save for College (PDF)
Understanding Alternatives (PDF)
Glossary of Terms (PDF)
Take Stock in History (PDF)
Why Bonds Always (PDF)
Invest for Life: A Road Map to Your Financial Future (PDF)

¹Legg Mason, Inc., its affiliates, and its employees are not in the business of providing tax or legal advice to taxpayers and do not make tax-related investment decisions in a client’s portfolio without specific instruction from the client. These materials and any tax-related statements are not intended or written to be used, and cannot be used or relied upon by any such taxpayer for the purpose of avoiding tax penalties. Tax-related statements, if any, may have been written in connection with the “promotion or marketing” of the transaction(s) or matters(s) addressed by these materials, to the extent allowed by applicable law. Any such taxpayer should seek advice based on the taxpayer’s particular circumstances from an independent tax advisor.

Fixed income investments are subject to interest rate risk. As rates rise, the price of fixed income securities falls. Also, there is possibility that the issuer of a security will be unable to make interest payments and repay the principal on its debt. Foreign securities are subject to certain risks of overseas investing including currency fluctuations and changes in political and economic conditions, which could result in significant market fluctuations. These risks are magnified in emerging markets.

All investments involve risk, including possible loss of principal.

INVESTMENT PRODUCTS: NOT FDIC INSURED / NO BANK GUARANTEE / MAY LOSE VALUE

This site is intended for U.S. investors only. The products and services described on this site are generally not available to non-U.S. investors.